Real Estate Closings in Houlton and Northern Maine
A closing is the meeting where money, paperwork, and ownership change hands at the same time. Most buyers see only that final hour, but the work that protects them happens in the weeks before it: reviewing the purchase and sale agreement, confirming that the deed transfers what the seller actually owns, checking that the mortgage documents match the terms that were promised, and making sure the settlement statement adds up.
Mr. Edgar represents buyers, sellers, and lenders in residential and commercial closings across Aroostook County. Because the same office also handles title searches and probate, the problems that normally stall a closing — an estate that was never probated, a lien that was paid but never discharged, a deed with a missing signature — can usually be resolved without starting the process over.
What the Closing Attorney Reviews
- The purchase and sale agreement, including the contingencies and the deadline for financing.
- The deed and the chain of title behind it.
- Mortgage documents, the note, and the lender's closing instructions.
- The settlement statement, with every credit and charge itemized.
- Title insurance commitments and each exception the policy will carry.
Documents to Bring
Bring photo identification, the signed purchase and sale agreement, any correspondence with the lender, and proof of homeowner's insurance if the property is being financed. Sellers should bring the deed, the most recent tax bill, and any documents relating to a prior mortgage, lien, or estate.
Scheduling a Closing
Closings are scheduled once the lender has issued clear instructions and the title work is complete. Call the office as soon as a closing date is proposed so the file can be opened and the title search ordered in time.
